The UMI cryptocurrency appeared in 2020. It is a native coin of the RoyClub investment project. Unlike classical cryptocurrencies, UMI allows you to earn money not through mining, but through staking. That is, by simply keeping the coins in the wallet. Thus, cryptocurrency holders can earn up to 40% per month without restrictions on the deposit term. But the rate of the coin remains unknown, since it is not traded on exchanges and is not listed on CoinMarketCap.